Sunday, January 16, 2011

Childcare Calculator

Well it looks like I lied to you and will actually be making one more post regarding the decision-making process, but this is the last one, I promise. Maybe. This site has a calculator you can use to compare the costs of staying home versus working, and it even factors in your tax rate (federal and state) as well as your monthly expenses. You can use this instead of the two-column list I mentioned earlier if you would prefer, it's really the same idea.

According to the National Association of Child Care Resource and Referral Agencies, 80% of states have a higher average annual cost for day-care than the tuition to a four-year public college. The truly sad part about this is that many families are having to sacrifice quality in order to be able to afford day-care, and are enrolling children in centers that are cutting costs by not completing background checks, health and safety training, and/or obtaining the correct licenses. For the mothers pursuing careers at the same time, is it too much to ask for a quality environment to support their baby's development? Should these mothers have to decide between sacrificing their career or their children's safety? This is certainly not equality if you ask me, no one should be forced into staying home with their children and doing so, in the end can cause resentment and regret.

If you are a stay-at-home mom and enjoy teaching children, you could consider offering quality child-care services for your working friends at a reasonable cost, a win-win solution for you both!

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